About REVEL
At REVEL, we are transforming mobility across Europe through a 100% online leasing model, delivering a seamless, transparent, and customer-centric digital experience.
Our rapid growth is powered by technology and data-driven teams that make decisions based on clear criteria and well-defined processes, ensuring sustainable and responsible scaling.
About the Role
We are seeking a Credit Risk Analyst to join our Credit Risk team with a focus on Italy operations.
This role encompasses a comprehensive scope: evaluating credit solvency risk alongside identity verification (KYC) and fraud risk analysis for individual customers applying for leasing contracts.
You will collaborate closely with Sales and Customer Service teams to ensure decisions align with departmental policies, prioritizing analytical quality, regulatory compliance, and operational efficiency.
Key Responsibilities
* Analyze customers' repayment capacity and financial behavior using established scoring models and predefined criteria.
* Perform KYC validation, identifying fraud risks, documentation inconsistencies, or regulatory non-compliance.
* Apply Credit Risk policies, processes, and standards with technical judgment and operational context awareness.
* Partner with Sales and Customer Service to maintain an agile evaluation process aligned with SLAs.
* Maintain complete, consistent, and up-to-date records within departmental systems.
* Ensure compliance with Personal Data Protection standards.
* Actively contribute to continuous process improvement and adoption of best practices.
What We Are Looking For
* Currently residing in Spain. (mandatory)
* Advanced Italian / Intermediate English (mandatory).
* Degree in Economics, Business Administration, Finance, or related fields (preferred).
* Prior experience in credit analysis, risk assessment, KYC, or similar roles (preferred).
* Proficiency and adaptability with digital tools and platforms.
* Strong analytical skills, attention to detail, and rigorous procedure adherence.
* Clear, structured communication for cross-functional collaboration.
* Results-oriented mindset with SLA compliance and quality standards focus.
* Eagerness to learn, grow, and develop progressive autonomy.
Why You'll Love Working Here
* Real impact: Your decisions directly drive business growth and sustainability.
* Collaborative culture with close partnership across commercial and operational teams.
* International startup environment with rapid evolution.
* Continuous learning in credit risk, KYC, and fraud prevention.
* Hybrid model (Madrid office / remote from other locations).
* Private medical insurance (CIGNA).
* Gym membership access via WellHub.
* Birthday off as a holiday.
We still have significant opportunities to elevate the quality and efficiency of our Credit department. If you're excited to tackle this challenge, please apply via LinkedIn.