Publicada el 18 junio
Misión del puesto
Country: Spain
IT STARTS HERE Santander ( is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.
Responsibilities
- Structuring and execution of securitisations of trade receivables deals across all geographies with focus on a diversified portfolio of trade receivables using different mechanisms and models to mitigate portfolio risk.
- Business origination: assist on the origination of transactions across different countries.
- Support on the approval process with the risk department, negotiation of the legal documentation with all the different stakeholders and communication with brokers and insurance companies.
- Syndication of trade finance assets to buy‑side investors.
- New products development.
What You’ll Bring
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Professional Experience
- Extensive experience (5+ years) in trade receivables portfolio analysis, securitisation of other asset classes, including documented track record of structuring these transactions from an investment banking background (Required).
- Knowledge of other trade finance products (Payables, ECA, Documentary Trade, Inventory) is desirable (Preferred).
Education
- Economics, Finance, Law, Engineering, Mathematics or other related degrees (Required).
Languages
- English (Required).
- Knowledge of Spanish and a third language will be positively valued (Preferred).
Hard Skills
- Knowledge of trade receivables products, IFRS/US GAAP accounting standards, insurance market, securitisation documentation (Required).
- Familiarity with receivable securitisation techniques and the corresponding S&P;
methodologies (trade receivable, consumer, handsets, and future flows being the focus) (Preferred). - Strong analytical and financial modeling skills (including cash flow modeling and data analysis) (Required).
- Familiarity with EU banking regulation, particularly as it relates to capital models and securitization exposures (Preferred).
- Knowledge of credit risk evaluation techniques for both corporates and securitizations (Required).
- High motivation, proactivity, and accomplished business origination skills (Preferred).
We VALUE YOUR IMPACT
- We’re enabling our teams to go beyond through global opportunities and broad career paths.
- Flexibility that works. Enjoy a hybrid working model—some days remote, some days onsite with your team—along with adaptable hours.
- Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (
- Competitive rewards. Receive a highly competitive salary with performance‑based bonuses.
- Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
- Your health is our priority. Through BeHealthy, our global wellness programme, we promote holistic wellbeing.
- We know family is everything. That’s why we offer childcare support and family‑friendly programmes tailored to each life stage.
- Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
- Extra benefits. Gym/WellHub membership, medical centres in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, and exclusive discounts and offers for Santander employees.
Equal Opportunity
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.
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