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Wallet & card program manager

Alcobendas
Ria Money Transfer
Publicada el 9 junio
Descripción

Job Title: Wallet & Card Program Manager

We are seekin g a Wallets & Card Program Man ager to lead the strategy, design, and technical implementation of our digital wallet and debit card programs in Europe. This role sits at the intersection of product, payments technology, and regulatory compliance, and will own the end-to-end lifecycle of wallet and card solutions — from product vision to scheme integration, launch, and optimization. The ideal candidate combines strong product thinking with hands-on understanding of Payment Accounts, card issuing payment rails, digital wallets and core banking integrations

What You'll do

Own and Define and execute the strategic roadmap for Payment Accounts, Debit Cards, and Digital Wallet capabilities, aligning with company growth strategy, regulatory requirements, and market opportunities.
Continuously evaluate market trends, competitive offerings, and customers need to identify opportunities for new product features, monetization models
Design and oversee the end-to-end card and wallet ecosystem architecture, integrating internal and external systems
Drive end-to-end testing and validation to ensure Accounts and Card functionalities operate seamlessly across all platforms during each product implementation and release
Prioritize initiatives and maintain a structured product backlog and delivery roadmap balancing regulatory, operational, and customer experience needs
.Gather and prioritize requirements from internal stakeholders including business, operations, compliance, and customer support
Define functional requirements and translate business requirements into clear product specifications for core banking capabilities supporting payment accounts and Cards
Drive innovation in wallet functionality includes card controls, real-time payments, tokenized payments, APY, Multicurrency and digital banking capabilities.
Manage strategic relationships with card schemes (e.g., Visa / Mastercard), card processors, and other payment infrastructure providers
Define and manage the full product lifecycle of Payment Account and Card products
Ensure operational teams have the processes, tools, and documentation needed to support payment products effectively
Ensure strong program governance, tracking delivery progress, managing risks, and ensuring timely resolution of blockers

Competencies
Strategic thinking with strong execution mindset
Strong technical fluency
Structured program management
Data-driven decision making

Experience
5+ years in fintech, payments, or digital banking
Hands-on experience with card issuing programs and digital wallet integration
Experience working with third-party processors and core banking platform
Ability to translate strategy into scalable pr

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