Corporate Credit Risk Analyst
Country: Spain
Risks (Chief Lending Officer) is looking for a Corporate Credit Risk Analyst based in our Boadilla office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Santander, we are key players in the transformation of the financial sector. Do you want to join us?
Credit Risk, Interest Rate Risk, Liquidity Risk, Operational Risk, Reputational Risk... There are many types of risks, and their analysis and quantification are key to our goal of being a Simple, Personal, and Fair bank. Managing risks from a strategic perspective contributes to the sustainable progress of people and companies.
Our mission is to help more people and businesses prosper. We foster a strong risk culture, and all our professionals are expected to take a proactive and responsible approach toward risk management.
Santander is proud to be an organization that offers equal opportunities regardless of age, gender, disability, civil status, race, religion, or sexual orientation.
WHAT YOU WILL BE DOING
As a Corporate Credit Risk Analyst, you will be part of a team responsible for analyzing credit admission proposals for discussion at the Global Credit Committees and monitoring various credit portfolios (SCIB, Real Estate, Leveraged Finance, Global Sectors), setting and monitoring risk appetite, creating regulatory reports, etc.
We need someone like you to help us in different areas:
* Analyze and challenge credit proposals: financial performance, sectoral approach, projections, repayment capacity
* Monitor the performance of credit portfolios
* Generate periodic reports; assist in automating processes and reporting
* Control risk appetite metrics at group and local levels
* Engage with local units: discuss credit proposals, monitor portfolios and clients
* Ensure the proper application of credit delegations by local units
EXPERIENCE AND EDUCATION
Degree in Business Administration, Data Science, or related fields.
SKILLS & KNOWLEDGE
* Strong learning capacity
* High proficiency in English (minimum C level)
* Analytical skills
* Experience in complex data management, Power BI, and similar tools
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