Junior loan manager / junior credit risk manager (m/f/d)

Deutsche Pfandbriefbank AG (pbb) is an international specialist commercial bank with over 800 employees from 37 countries, offering a wide range of financing and investment solutions across the real estate value chain. Our aim is to contribute to a more sustainable world of real estate.

Position Location: Madrid

• Prepare loan applications from a market perspective related to transactions concerning our German market.
• Conduct in‑depth cash flow analyses and ratings, ensuring every deal aligns with the bank's credit risk strategy.
• Act as a contact for our clients together with Originators and Senior Loan Managers.
• Support in managing relationships for both new business opportunities and our existing German portfolio.
• Participate in Condition Precedents (CP), Condition Subsequents (CS) and disbursement processes, as well as structuring and monitoring collateralisation.
• Perform ongoing risk and portfolio monitoring to ensure long‑term stability and maintain data quality in our systems.
• Support strategic projects and cross‑functional initiatives.

• Completed university degree in business administration, economics, real‑estate management or comparable knowledge acquired through practical experience (e.g., banking apprenticeship, banking specialist).
• Initial experience in credit risk management, preferably in real‑estate, corporate finance, structured finance, or investment banking.
• Basic knowledge of the German real‑estate market.
• Basic knowledge of complex financial structures and risk management.
• Knowledge of MS Office and basic knowledge of databases (SAP).
• Fluent English and very good German skills; additional skills in another European language are an advantage.
• Project experience is an advantage.

We live our values and expect the same attitude from our employees. Together, we are future‑oriented, reliable, and collaborative.

• Compelling compensation and great benefits
• Family‑friendly working conditions with at least two days remote working
• Attractive, easy‑to‑reach locations