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As a key member of the EMEA Regional MLRO team, this role will support the Global Financial Crimes organization and the EMEA market MLROs in the main aspects related to the Financial Crimes program requirements at Enterprise, Regional and local market level, ensuring a holistic view of key risks, of the regulatory challenges as well as analysis of the regulatory region/market trends.
Reporting directly to the EMEA Regional and Spain MLRO, the candidate will manage a variety of compliance related matters, supporting and overseeing implementation of Enterprise, Regional and market policies and procedures to achieve compliance with legal obligations and Company policy on all business activities.
More precisely, the position will have responsibility to:
* Play a key role in supporting the EMEA Regional MLRO and the market MLROs in managing and overseeing the various merchant acquisition models operating in the region
* Work closely and oversee performance of the external firm providing the expertise and human resources for the set up and nomination of the Central Contact Points across EU territories
* Support the 1LOD in understanding both Legal and Enterprise requirements to effectively manage the acquiring partnerships including direct and indirect intermediaries
* Support the EMEA Regional MLRO in the execution of an effective challenge to the 1LOD over their Financial Crimes Risk management processes and controls
* Collaborate with his/her peers in the EMEA MLRO organization and across International with other Regional MLROs to facilitate harmonization of oversight procedures for merchant partnerships, direct and indirect intermediaries.
* Play a key role in supporting the EMEA Regional MLRO and the market MLROs in managing regulatory interactions and regulatory exams
* Collaborate, if required, with AXP partner’s compliance teams to facilitate understanding of AXP requirements and ensure an effective and meaningful oversight is applied
The position will supervise a team of 5 senior and semi-senior high performing compliance professionals focusing on governance matters as well as providing advisory support to the region merchant acquiring business. Incumbent will also coordinate and oversee the external network of Central Contact Points in place within the region.
Minimum qualifications:
1. 10+ years of experience in AML/CFT regulatory compliance within financial services industry firm. Proven experience providing compliance AML advisory and oversight to different stakeholders across the 3 Lines of Defense
2. Excellent understanding of European and Spanish AML regulations plus a good working knowledge of