At ING, we are looking for a
Senior Credit Risk Models Analyst .Your role and work environment :
We seek a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.The team is responsible for overseeing risk in the Spanish Retail Lending portfolio throughout the entire credit lifecycle. Our work environment is 100% flexible, organized in small subject-expert areas, with continuous interaction with international teams.Your key responsibilities :
As a Credit Risk Model Analyst, you will :
Contribute to the development and maintenance of IRB & IFRS9 models.Collaborate to identify and mitigate risks through appropriate levels of capital and provisions.Ensure the sustainable growth of the Retail Lending portfolios.What are we looking for?
If you wonder whether this job is suitable for you, here are some qualities we value highly. If they fit you, don’t hesitate to apply!Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models in banking or consultancy.Excellent knowledge of statistics and/or mathematics, and programming skills, preferably in SAS and/or SQL.Strong analytical and problem-solving skills, with knowledge of the banking and financial industry, especially Retail Lending.Independent, creative, and proactive mindset, focused on delivering pragmatic and feasible solutions.Fluent in English and Spanish.Eagerness to lead projects.What do we offer?
We value your personal fulfillment alongside your professional challenges and lessons. Here’s what awaits you at ING:
Flexibility:
Our model emphasizes flexibility and accountability, allowing you to choose your work-from-home days.Our house will be your home:
Offices equipped with electric mobility solutions, medical services, gym, and more.Health insurance for you and your family.Life insurance to protect what matters most.Flexible remuneration:
Tax-advantaged benefits like nursery, transport, and training aids.Free company shuttle:
Six routes to our Madrid office.Special loan and mortgage conditions.Access to our pension plan after one month.Health and wellness services, including physiotherapy, clinics, Gympass, and employee networks.Get to know us
We are a team of over 1700 people dedicated to helping clients create a better future through innovative, transparent, and agile banking solutions. Although based in Spain, we operate in more than 40 countries with a diverse and inclusive culture committed to sustainability and belonging.If you see yourself aligning with our values and way of working, we look forward to meeting you!
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