Your mission Analyze and negotiate credit applications from legal entities, assessing their financial viability. Prepare risk reports considering both qualitative and quantitative aspects, in line with the company’s credit policy. Present credit risk analyses to the executive committee. Collaborate with commercial areas to ensure prudent risk management. Participate in the development of analytical tools and new credit products. Review legal aspects of contracts involving credit applications submitted by legal entities. Participate in specific training sessions for the commercial team aimed at learning how to manage this type of agreement. Your profile Minimum 3-4 years of experience in a similar role. Immediate availability, full-time. Degree in Business Administration and Accounting and/or Law, or related fields. Knowledge of banking business/risks/audit in the financial sector. Legal knowledge is a plus. Advanced English level (C1). Strong analytical skills and ability to solve complex problems. Results-oriented with a focus on excellence. Resilience to maintain high performance under pressure. Initiative to propose improvements and innovative solutions. Collaborative spirit and ability to work effectively in a team. Why us? Salary based on candidate's skills and experience. Annual bonuses for those who significantly contribute to Fourvenues' success. A vision and team that will inspire you to excel and reach the next level in your career development. Laptop and high-resolution monitors to maximize your potential. Hybrid work model (41): four days in the office and one from home if that’s where you feel most productive although we're confident that the environment and the team will make you enjoy being at the office more than you’d expect. Flexible working hours. Organize your workday between 8:00 AM and 8:00 PM, as long as you meet scheduled commitments. Private health insurance to promote your peace of mind and well-being. Optional flexible benefits plan, such as dining, childcare, transportation, and discounts with major brands. Extra vacation days for special occasions like birthdays, holidays, or unique events. About us Fourvenues is the B2B company leading the digital transformation of the nightlife industry. We address a global market worth over $100 billion, spanning nightclubs, festivals, beach clubs, event promoters, and bars. Our vision is clear: to become the operating system of the industry, with a strong financial component and a vertical SaaS (vSaaS) model that empowers our clients to achieve their goals. Their success is ours. In just three years, we’ve multiplied our revenue by 20x, and we’re only getting started. Our goal is to grow by at least 100% annually, fostering an environment where commitment, high standards, and constant curiosity are non-negotiable. Here, excellence isn’t optional; it’s the standard. In the last two years, Fourvenues has secured €11 million in funding from top-tier U.S. investors, including Base10 Partners (Notion, Figma, Instacart) and FJ Labs (Stripe, Airbnb, Rappi). This investment fuels our ambitious growth strategy and strengthens our commitment to expanding in the U.S. with a cutting-edge, high-performance product. At Fourvenues, we scale aggressively while maintaining disciplined unit economics and a long-term vision. We are not just building fast, we are building sustainably, ensuring that every step forward is backed by solid fundamentals. Our goal is to become the leading platform in the nightlife industry while creating a company that lasts. We have the privilege of collaborating with renowned brands such as Pacha, BRESH, Cova Santa, BCM, Magic Room HK, Blackworks, Sonorama Medellin, Opium, and Gossip Doha. And we’re continuously signing new partnerships every month, presenting challenges that push us to deliver outstanding service. If you’re at a point in your career where you’re ready to make an impact, unlock your full potential, and join a rapidly expanding company, this is the place for you! Learn more about our business and story here: https://www.youtube.com/watch?v=5ratQVugh7o