Overview
Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we’ve grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You’ll play a key role in shaping the future of cross-border finance, while advancing your own career in a dynamic, high-growth industry.
Málaga Office - Hybrid: 4 days in the office, 1 day working from home
What you will do
* Support, and report to, the Credit Risk Manager.
* Undertake ad hoc requests from the Head of Credit Risk and SVP of Credit Risk.
* Perform detailed credit analysis of prospects and clients for the purpose of granting trade finance and currency trading products, with a focus on financials, operations, and trading cycles.
* Present and defend your analysis personally at credit committee meetings to senior management.
* Engage closely with other teams, such as front office and operations, to ensure a smooth client experience and that decisions made within the Credit Risk team are relayed clearly.
* Manage an existing portfolio of clients, monitoring their credit standing and risk versus reward for Ebury.
* Proactively manage your own pipeline of work.
* Liaise with managers across our other geographies to add insight or assist where necessary.
* Share your thoughts to improve our processes.
It would be a plus to have
* A background in SME credit underwriting, experience in financial analysis, or a demonstrable understanding of how to assess an entity's creditworthiness.
* A clear, structured, and concise communication style with the ability to explain complex concepts in a coherent way.
* A solid understanding of accounting principles.
* An understanding of FX markets and associated vanilla products.
* An ability to work in Excel in a professional setting.
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About Us
Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector. Founded in 2009, we are headquartered in London and have more than 1,700 staff with a presence in more than 29 markets worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Vancouver to Auckland, we enjoy sharing team experiences and celebrating success across the Ebury family. Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe’s Fastest-Growing Companies. None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector. At Ebury, we’re committed to building a workplace where everyone feels valued, supported, and empowered to thrive. We’re proud to have active employee networks and ESG initiatives that reflect our inclusive culture, including our Women’s Network, LGBTQIA+ Network, and Veterans Network. These communities provide spaces for connection, mentorship, advocacy, and collaboration across our global teams.
We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future.
Please submit your application on the careers website directly, uploading your CV / resume in English.
How to apply and other notes
Please let us know if you require any special adjustments for this interview. If you currently hold a work visa or permit, please specify the type of visa you currently hold, expiry date and whether you will require sponsorship in the future. Do you require sponsorship for a work visa or permit to work in the country for the role you're applying for?
Collaboration is important to us, can you work 4 days from the office and 1 day per week from home?
By checking this box, you agree to allow Ebury to retain your data for future opportunities for employment for up to 365 days after the conclusion of consideration of your current application for employment.
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