Experteer Overview Lead a credit team to optimize valuation models and credit strategies within Revolut’s lending products. You’ll align with Finance and risk functions to hit portfolio KPIs and shape pricing, originations, and risk management. The role balances rapid market delivery with robust governance, driving data-driven decisions at scale. You will shape credit strategy across markets, launch in-market tests and build analytical tools for local teams.Compensaciones / Beneficios
- Lead the team managing credit product valuation models and input assumptions to optimise performance
- Oversee the quarterly forecasting process for credit products
- Coordinate with Finance to set and execute Credit KPIs across teams
- Define the credit decisioning framework with 2nd line and Finance
- Optimise credit strategies for new originations, customer management, and arrears to maximise risk-adjusted returns
- Support development of credit strategies for new products via in-market tests and market-fit analysis
- Design and analyse champion-challenger tests in pricing and credit limits
- Build analytical tools for local credit teams
- Ensure first-line credit risk approvals are aligned with 2nd/3rd line and regulatorsResponsabilidades
- 8+ years in a similar role
- Experience in credit risk management for retail credit portfolios (personal loans, credit cards)
- Expertise in credit product valuation models
- Experience with data analysis using Python or SQL
- Bachelor’s degree in a quantitative/analytical field
- Ability to explain complex matters simply
- Understanding of credit governance and 2nd/3rd line of defence
- Awareness of speed-to-market balance between problem solving and business needsRequisitos principales
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