The Bank is seeking a Junior Legal Counsel to join our team in Málaga. You will support the Branch Manager on Spain-specific administrative and regulatory matters, provide pragmatic legal advice on banking and financial services, and collaborate closely with the Group Legal Team to ensure alignment across jurisdictions. The role focuses on Spain-specific legal matters—commercial contracts, payments/loan products, consumer protection, data protection (GDPR), and branch regulatory obligations—while collaborating with the Group Legal Team on cross-border initiatives. You will help draft and negotiate key legal documents, manage pre-litigation matters, and contribute to governance frameworks that mitigate legal risk.
Key Responsibilities
* Legal advisory: Provide day-to-day advice on banking/financial services, consumer, commercial, and marketing/e-commerce matters in line with Spanish and EU requirements.
* Regulatory & branch support: Assist with Spain branch governance, local policies, and regulatory obligations; help prepare submissions and responses to supervisory requests.
* Contracts: Draft, review, and negotiate vendor/service agreements, outsourcing agreements, and customer/product terms and conditions for the Spanish market.
* Credit-card, payments & loans (backbook): Support documentation and lifecycle changes (e.g., customer T&Cs, disclosures, chargeback processes) and track relevant legislative and network updates.
* Disputes & claims: Coordinate responses to customer claims and pre-litigation matters; manage external counsel where appropriate.
* Data protection: Handle GDPR-related requests, review DPAs, and support records of processing/local privacy notices with the Privacy Specialists and DPO.
* Policy alignment: Localize group templates/handbooks; contribute to cross-border projects with the Group Legal Team.
* Authorities & industry bodies: Support communications with Spanish authorities and industry associations.
* Training & enablement: Deliver short trainings to business teams on legal “do’s and don’ts” (advertising, consumer terms, complaints handling).
* Documentation & admin: Maintain legal registers, contract repositories, and support audits and internal control testing.
Qualifications and Experience
* Education: Law degree from a recognized university; admitted/eligible as Abogado/a in Spain (or in process).
* Experience: 2 years+ in a law firm or in-house, preferably within consumer credit, payments and banking regulation.
* Knowledge: Solid grounding in Spanish civil/consumer law, commercial contracting, and key EU frameworks like GDPR.
* Skills: Clear legal drafting, strong issue-spotting, prioritization and risk-balancing; collaborative communication, solutions-oriented mindset.
* Languages: Spanish (fluent) and English (professional working proficiency)
* Nice to have: Exposure to credit-card products/chargebacks or card-scheme rules; cash loan products; experience liaising with regulators; familiarity with AML/KYC and outsourcing requirements.
If you are a proactive early-career lawyer eager to grow under mentorship while contributing to a compliant, customer-centric banking operation, we’d love to hear from you.
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