Corporate Credit Risk Analyst
Country: Spain
Risks (Chief Lending Officer) is looking for a Corporate Credit Risk Analyst based in our Boadilla office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Santander (www.santander.com), we are key players in transforming the financial sector. Do you want to join us?
Risk areas include credit risk, interest rate risk, liquidity risk, operational risk, and reputational risk. Analyzing and quantifying these risks is essential for our goal of being a Simple, Personal, and Fair bank. Managing these risks contributes to the sustainable progress of individuals and companies.
Our mission is to help more people and businesses prosper. We promote a strong risk culture, and all our professionals are expected to take a proactive and responsible approach to risk management.
Santander is proud to be an organization that offers equal opportunities regardless of age, gender, disability, civil status, race, religion, or sexual orientation.
WHAT YOU WILL BE DOING
As a Corporate Credit Risk Analyst, you will be part of a team responsible for analyzing credit proposals for approval at the Global Credit Committees, monitoring various credit portfolios (SCIB, Real Estate, Leveraged Finance, Global Sectors), setting and monitoring risk appetite, and preparing regulatory reports.
We need someone to help us in various areas:
* Analyze and challenge credit proposals: financial performance, sector analysis, projections, repayment capacity
* Monitor credit portfolio performance
* Generate periodic reports; assist in automating processes and reporting
* Manage risk appetite metrics at group and local levels
* Coordinate with local units: discuss credit proposals, portfolios, and client monitoring
* Ensure proper application of credit delegations by local units
REQUIREMENTS
* Experience: 1-3 years
* Education: Business Administration, Data Science
SKILLS & KNOWLEDGE
* Strong learning capacity
* High proficiency in English (minimum C1)
* Analytical skills
* Data management skills, experience with Power BI or similar tools
* Teamwork
* Financial analysis skills
If you want to learn more about us, follow us on LinkedIn.
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