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Novomoney is an exciting new consumer lender, and we are looking to enhance our team with an experienced Loans Approvals Officer. You will work with our portfolio managers to create a smooth process for credit assessment and approval administration. Your main objective will be to enable business growth while maintaining a credit risk profile aligned with the company's risk appetite.
Preferred Qualifications:
* Must speak English at a professional working level.
* Strong management and mentoring skills.
* Ability to resolve issues and drive performance.
* Excellent time management and organizational skills.
* Ability to work in a high-volume environment.
* Excellent client management skills.
* Interact professionally and effectively with clients, business partners, and peers at all levels.
* Goal-oriented.
* Well-developed verbal and written communication skills.
* Critical thinking, problem solving, and analytical ability.
* Resourceful.
* Working knowledge of legal/documentation issues.
Duties and Responsibilities:
* Promote a culture that results in an overall moderate-to-low risk portfolio.
* Establish, implement, and manage controls and procedures to protect loan quality and profitability.
* Manage credit structuring and negotiation strategies with portfolio managers.
* Analyze, underwrite, and approve/disapprove credit requests, ensuring all requests have the necessary supporting documents and data.
* Identify potential problematic credit profiles and collaborate with business units to minimize risk.
* Advise staff and business units on lending policies.
If you have prior credit approval authority within a direct-to-consumer commercial lender, we want you to join our team!
What We Offer:
* Permanent contract.
* Full-time employment from Monday to Friday.
* Salary: €30,000 - €40,000 + bonus.
* Flexible remuneration package.
* Excellent working environment.
* Opportunities for professional growth and promotion.
* Free gym membership.
Type of position: Full-time, indefinite contract
Work schedule: Monday to Friday
Location: On-site employment
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