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BBVA is a integral company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.
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The Portfolio Monitoring unit is part of the Investment Banking & Finance team within the Corporate and Investment Banking division. We oversee a portfolio of over 2,000 project finance and corporate loan transactions, with assets located across LATAM, EMEA, and the USA.
Our involvement begins in the early stages of structuring. Once a transaction is signed, we manage all internal and external aspects related to it — from general client requests (such as amendments and waivers) to the day-to-day administration of each client relationship, continuing until full repayment on a standalone basis.
We are also responsible for conducting internal rating reviews and assessments for the Project Finance portfolio.Additionally, we provide strategic input regarding the potential transfer of transactions to the restructuring team, reflecting our proactive approach to risk monitoring.
Given the significant number of syndicated loans under our management, we maintain direct and ongoing communication with clients, often acting as their primary point of contact for the transactions we oversee.
About the job:
We are seeking a proactive and dynamic professional with strong analytical skills and a keen eye for detail.
The candidate will be responsible for the management and ongoing monitoring of a Project Finance and Corporate Loans portfolio.
Key responsibilities include:
- Supporting structuring teams in all covenant-related monitoring activities.
- Coordinating handover/transfer meetings with internal teams such as Origination, Syndication...
- Managing end-to-end client requests (e.g., amendments and waivers), liaising with clients, partner banks,Risk/Credit teams, internal and/or external legal counsels, and other relevant BBVA units, while also maintaining and updating internal tools as needed.
- Overseeing contractual obligations (covenants) and other transaction-related events, ensuring proper documentation and timely updates across internal systems.
- Participating in both internal and external meetings, including sectoral reviews and negotiations with clients and advisors, always seeking the most effective and feasible solutions for BBVA.
- Handling incoming and outgoing loan documentation—especially when BBVA acts as agent bank—via email and platforms like Debtdomain.
- Managing the loan portfolio with a fund manager mindset, applying a sector-based perspective to identify business opportunities and mitigate credit or insolvency risks.
- Leading the rating process for assigned Project Finance deals, including the use of internal risk rating tools and the presentation of proposals in joint monthly committees with the Risk team.
- Contributing to the optimization of APRs and reduction of capital consumption.
- Supporting the ongoing development and enhancement of the technological platform. Leveraging in-depth portfolio knowledge to proactively identify early warning signs of potential deterioration and assisting relevant teams with timely decision-making.
- Ensuring all portfolio data is kept up to date within the area’s system infrastructure.
Qualifications and Requirements:
- University degree in Business Administration, Economics, Engineering, or Law.
- A Master’s degree in Business Administration or Economics is highly desirable.
- 1 to 3 years of experience in the investment banking sector. Prior exposure to Project Finance, Corporate Loan structuring, or Portfolio Monitoring will be considered a strong asset.
- Willingness to relocate and geographical mobility.
- English: C1 (Advanced); C2 (Proficiency) level is highly desirable.
- Spanish: Native or at least B2 level.
Skills:
Customer Communications, Finance, Finance Banking, Loan Structuring, Structuring