Senior Business Analyst – Payments & Digital Channels
About Virtusa
Virtusa is a global IT consulting and engineering‑first company that partners with leading banks and financial institutions to deliver large‑scale digital transformation. Known for its collaborative culture, strong work–life balance, and focus on innovation, Virtusa empowers professionals to work on complex, high‑impact programs while continuing to grow their careers.
About the Role
This is a unique opportunity to join a high‑impact transformation team driving large‑scale digital and payments modernization initiatives for Tier‑1 global corporate banks.
We are looking for a Senior Business Analyst with deep expertise in digital banking channels, international payments, corporate cash management, and payment integration frameworks such as ISO 20022, CBPR+, SWIFT, and SEPA.
You will work closely with multinational corporates, internal product teams, IT architects, and payment operations to design, document, and support mission‑critical payment integration solutions.
This is a strategic role for a results‑driven professional who enjoys leading complex initiatives, mentoring junior analysts, and acting as a bridge between business and technology.
Key Responsibilities
* Act as Senior Business Analyst for large‑scale payment transformation and integration programs
* Lead functional analysis for integrations using ISO 20022 (pain.001, pain.008, pain.002, camt.052/053/054), MT101, MT199, APIs, and H2H models
* Gather, validate, and translate business requirements into functional specifications
* Define and execute UAT strategies, test cases, and defect management
* Collaborate with IT, architecture, payments operations, and compliance teams
* Lead workshops with senior stakeholders and external partners
* Support change management and training initiatives
* Mentor junior analysts and represent BA in steering committees
Must‑Have Qualifications
* 7+ years of experience in Financial Services
* 4+ years focused on international payments, corporate cash management, or treasury systems
* Strong hands‑on experience with ISO 20022, CBPR+, SWIFT MTs, and SEPA
* Knowledge of bank connectivity models: API, H2H, SFTP
* Experience with ISO 20022 migration programs
* Familiarity with PSD2, TARGET2, T2S
* Agile experience (JIRA, Confluence)
Nice to Have
* Business process modeling and data mapping
* Experience writing BRDs, FSDs, user stories, DDRs
* Tools: ServiceNow, Postman, Oracle, AI tools
* Certifications: SAFe, CBAP, PMP, ITIL, SWIFT
What Virtusa Offers
* Work on cutting‑edge global banking transformation programs
* Collaborative, inclusive, and engineering‑driven culture
* Strong focus on work–life balance
* Career growth, learning, and leadership opportunities
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