Credit Analyst - Senior Analyst level - Structured Credit - Madrid
Fitch Ratings is currently seeking a Credit Analyst at Senior Analyst level within the Structured Credit team based out of our Madrid office.
As one of the world's top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, resulting in market-leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, including Fitch Solutions. With headquarters in London and New York, Fitch Group is owned by Hearst.
At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the organization’s lifeblood. With a legacy of over a century, our approach to credit ratings offers unmatched opportunities for professional growth. Embracing a "challenger mindset," you'll join a team dedicated to innovating services for our clients. Our analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. As part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.
About the Team
Fitch's European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions.
* We are seeking a Senior Analyst level Credit Analyst to join the European Structured Finance team.
* The successful candidate will be part of a team rating transactions backed by mortgage loans, consumer loans, and/or corporate loans, including leveraged loan CLOs.
* The team analyzes transactions in line with Fitch's rating criteria and provides high-quality credit opinions to investors and market participants.
How You'll Make an Impact :
* Implement default, recovery, and cash flow modeling.
* Conduct on-site reviews of underwriting and servicing of transaction originators and CLO managers.
* Prepare rating proposals for presentation to internal rating committees.
* Assist in the development of criteria and supporting research.
You May be a Good Fit if :
* You are highly motivated and thrive in demanding roles.
* You have some prior experience in finance.
* Knowledge of securitization structures, especially CLOs, is beneficial.
* You are highly numerate and analytical, with advanced Excel skills.
* The role involves analyzing legal transaction documents; no legal background is required, but you should be able to review legal contracts from a credit risk perspective.
What Would Make You Stand Out :
* Excellent written and oral communication skills in English are essential.
* Proficiency in other European languages is desirable.
Why Choose Fitch :
* Hybrid Work Environment: 3 days a week in the office required.
* Learning & Mobility: Dedicated training, leadership development, and mentorship programs.
* Investing in Your Future: Retirement planning and tuition reimbursement programs.
* Supporting Health & Wellbeing: Comprehensive healthcare offerings.
* Supportive Parenting Policies: Family-friendly policies, including parental leave.
* Inclusive Work Environment: Valued voices and Employee Resource Groups.
* Dedication to Giving Back: Volunteer days, matched donations, and community involvement opportunities.
Fitch is committed to providing objective, timely, independent, and forward-looking credit opinions. To maintain credibility, employees must avoid conflicts of interest and declare holdings or other potential conflicts prior to employment. Successful candidates may be asked to divest conflicting holdings before starting.
Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, veteran status, or other protected statuses.
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Job ID 48312
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