Overview Credit Manager (Fraud) role at Revolut.About Revolut. People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 60+ million customers get more from their money every day.As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we\u2019ve been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we\u2019re looking for more brilliant people who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.We are building a Credit team that creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences, delivering safe, forward-thinking solutions tailored to each region.The Role We are looking for a Credit Manager to oversee credit fraud within our global supply chain finance operations. You\u2019ll apply your regulatory risk and compliance expertise to develop strategic initiatives that optimize fraud detection and mitigation, powered by data-driven analysis, while staying ahead of emerging fraud trends.What You'll Be Doing
Ensuring product-level compliance with group fraud policies
Continuously improving credit fraud policies and procedures, adapting them to address common supply chain finance (SCF) risks
Scoping the necessary controls and monitoring (updating/fine-tuning) fraud risk models, proposing improvements to existing tools
Strategically investigating and ensuring remediation of risk incidents, risk issues, and control breaches for credit product fraud
Engaging cross-functionally to drive the prioritisation of credit fraud-related issues
Establishing key metrics and dashboards for proactive monitoring of early warning indicators, differentiating between various forms of receivable financing fraud
Owning and delivering required updates on credit fraud at various forums and committees
Ensuring no breaches of the defined credit fraud risk appetite
What You'll Need
4+ years of experience managing credit fraud, preferably in a retail bank or fintech
A good understanding of supply chain finance products, including invoice discounting, factoring, working capital, and B2B BNPL
Proven success implementing fraud controls and metrics for complex business lending scenarios, with deep knowledge of credit fraud investigative processes
Expertise developing credit fraud strategies for new markets and products, considering market and product risks, fraud patterns, risk appetite, data availability, and business impact
Experienced designing, scoping, and calibrating fraud detection rules and model-based controls, especially in high-volume industries like SCF
A highly analytical mindset with excellent problem-solving skills
Curiosity and drive to identify and implement improvements to automate wherever possible
Working knowledge of SQL and other data analysis tools, and a willingness to learn new technology
Nice to have
A solid understanding of credit policy governance framework and the ability to work through the 2nd/3rd line of defence in a competent manner
The ability to deliver excellent results that exceed requirements, plan appropriately to meet multiple objectives, and anticipate inter-dependencies to proactively identify and resolve issues
A clear, concise, and structured communication style with the ability to explain complex concepts in a simple manner
A deep-thinking mindset and ability to process a lot of information
Experience collaborating with external vendors for device intelligence, behavioural biometrics, and B2B fraud consortium databases
Knowledge of AI-based controls as an option to run multiple cross-comparing checks throughout portfolios of similar markets to improve learning curves
Important notice for candidates. Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.
Only apply through official Revolut channels. We don't use any third-party services or platforms for our recruitment.
Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.
We won\u2019t ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it\u2019s a scam. Report it immediately.By submitting this application, I confirm that all information given by me in this application for employment and any attached documents is true to the best of my knowledge. I agree that my personal data will be processed in accordance with Revolut\u2019s Candidate Privacy Notice.
#J-18808-Ljbffr