IT STARTS HERE
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Santander ( ) is evolving from a global, high‑impact brand into a technology‑driven organization, and our people are at the heart of this journey. Together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to help more people and businesses prosper. We embrace a strong risk culture and expect all professionals at all levels to take a proactive, responsible approach to risk management.
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value‑added wholesale products to best meet their needs.
THE DIFFERENCE YOU MAKE
Santander CIB Markets is looking for a Transactional FX product specialist based out of Madrid.
We’re shaping the way we work through innovation, cutting‑edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:
Embedding FX solutions within Transaction Banking products, including Payments, Cash Pooling, Confirming, Factoring, and Letters of Credit, to deliver integrated value propositions for Corporate Clients.
Providing support to Global Transaction Banking and Markets Sales teams in Client engagement by assessing Clients’ transactional and FX needs and delivering best‑in‑class, tailored solutions.
Identifying and developing FX solutions for new payment corridors, multi‑currency accounts, and acquiring solutions across Retail, Corporate, and Commercial Banking segments.
Leading Global Embedded FX initiatives, designing product workflows and rollout strategies in close collaboration with the Global Transaction Banking team, dedicated Technology squads, and relevant operational teams.
Promoting collaboration across local Transactional FX teams within Santander, driving alignment on global initiatives and facilitating the sharing of best practices and lessons learned.
What You’ll Bring
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.
Professional Experience
5–10 years’ experience in FX solutions for Transaction banking products and services: payments, cash pooling, confirming, receivable. (Required)
Strong understanding of Client behaviour (Retail, Corporates, Institutional Clients), regarding Cash Management and Trade and Working capital needs.
Hands‑on experience working with Cash Management and FX platforms and other digital E2E workflow solutions via Host 2 Host or API (Required)
Understanding of acquiring services with FX solutions such as Dynamic currency conversion and Multi‑currency pricing.
Proven experience in managing projects or transformational initiatives (Required)
Ability to operate effectively in a build‑out or evolving environment, where processes and tooling are still developing (Required)
Education
Bachelor’s degree in Finance, Economics, Engineering, Mathematics or a related discipline
Postgraduate qualification (e.g. MSc, MBA) beneficial but not required
Relevant professional certifications (e.g. CFA) advantageous but not essential
Languages
English (Required)
Spanish (Required)
Portuguese (Preferred)
Hard Skills
Strong knowledge of FX products integrated into transactional products.
Solid understanding of Cash Management and Working Capital and Trade products (Required)
Strong understanding of new payment and acquiring solutions (Required)
Familiarity with functional and architectural designs (Required)
Comfortable presenting in front of Clients (Required)
Ability to work effectively with Sales and Trading teams as well as technology, data science, and production support teams (Required)
Comfortable working with data and reporting tools (e.g. Excel, internal dashboards, platform analytics) (Preferred)
Soft Skills
Strong communication skills, with the ability to explain complex execution concepts clearly and pragmatically to clients and internal stakeholders
Hands‑on, delivery‑oriented mindset; comfortable “getting into the detail”
Ability to influence without formal authority, working across Global Transaction banking Sales, Markets Sales & Trading and Technology
Commercially aware, with a focus on client outcomes rather than transactional selling
Highly organised, able to prioritise effectively in a global, multi‑stakeholder environment
Comfortable operating with ambiguity and evolving requirements
Collaborative, pragmatic and low‑ego approach, well suited to a team‑based eCommerce function
WE VALUE YOUR IMPACT
Your contribution matters, and it’s recognised. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.
We enable our teams to go beyond through global opportunities and broad career paths.
Flexibility that works. Enjoy a hybrid working model—some days remote, some days onsite with your team—along with flexible hours.
Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy ( )
Competitive rewards. Receive a highly competitive salary with performance‑based bonuses, motivating you to keep growing with us.
Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
Your health is our priority. Through BeHealthy, our global wellness programme, we promote holistic well‑being.
We know family is everything. That’s why we offer childcare support and family‑friendly programmes tailored to each life stage.
Always by your side. Get access to Santander Contigo, our programme for employees and their families offering legal, emotional, and administrative advisory services.
Extra benefits. Gym/WellHub membership, medical centres in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!
We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.
LOCAL COMPLIANCE
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.
What To Do Next
If this sounds like a role you are interested in, then please apply. xpzdshu
READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?
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