Financial Management Senior Analyst - SCF HQ
Country: Spain
Santander Consumer Finance HQ is looking for a Financial Management Senior Analyst for our offices in Boadilla del Monte (Madrid).
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
Santander Consumer Finance is oriented toward the development of business related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions that have associated direct sales (offices, call centers or digital channels) and indirect (through third parties) consumer finance products. Santander prides itself on being an organization where there is equal opportunity, regardless of race, sex, religion, age, sexual orientation, marital status, disability, nationality or gender identity.
WHAT YOU WILL DO IN YOUR WORK
As a Financial Management Senior Analyst, your goal will be to support the coordination, guidance and supervision of the Financial and Capital Management activity of several units of the SCF group.
We need someone like you to help us in different areas:
* To coordinate all the Financial Management activities corresponding to the assigned units: you will help us achieve the Financial Management objectives in SCF units, coordinating the teams of HQ / and SAN Corporation and establishing direct and fluid communication channels with local CFOs.
* To guide and supervise the management of structural risks carried out by SCF units: Interest rate, liquidity and funding risks, ensuring compliance with the guidance established in Integral ALCO.
* Monitoring and support for the achievement of the Capital Contribution Objectives of SCF Units.
* Analysis of the evolution of the financial expenses of each unit by sources of financing and price. Study of deviations against budgets.
* Representation of HQ Financial Management in the ALCOs of SCF units as well as in other relevant forums.
* Proposal and monitoring of the implementation of initiatives to improve the financial margin over the budgeted or depending on the specific situation of interest rates, liquidity or capital.
* To follow-up and propose to improve the profitability of the different products and business proposals within the units.
* Preparation of medium‑term financial plans, budgets, defining guidelines and analyzing the proposals of the units for subsequent validation.
Manage the economic activities of the organization efficiently to achieve its financial objectives at a competent level.
EXPERIENCE
Experience of around 6‑10 years in banking, preferably in functions with financial content (capital management, balance sheet management, management control, treasury, financial risks, accounting).
EDUCATION
University Degree in Economics, Business Administration and Management, Engineering or similar. Postgraduate studies in Finance will be valued.
SKILLS & KNOWLEDGE
* Knowledge of Financial Management and Accounting, Spreadsheet Domain Excel, PowerPoint.
* Very high level of English (equivalent to C1 or higher). Spanish will be highly valued.
* It requires an analytical profile, with communication and persuasion skills, customer orientation and business vision, able to lead initiatives and interact with company directors.
* We are looking for a person with initiative, proactivity, assertiveness and enthusiasm, with attention to detail, and able to build relationships with their counterparts and managers.
* It has to demonstrate capacity for dialog at various levels and ability to work as a team.
Idiomas
* Spanish
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