EUR 45.000 - 70.000
Country: Spain
SCIB is looking for a Model & Forecasting Credit Risk Analyst III based in our BOADILLA DEL MONTE (HEADQUARTERS) office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Santander ( we are key players in transforming the financial sector. Do you want to join us?
Santander Corporate & Investment Banking (SCIB) is Santander's global division supporting complex corporate and institutional clients with customized services and wholesale products. We foster a strong risk culture, expecting all professionals to proactively manage risk.
Santander is committed to equal opportunities regardless of gender, culture, or disability. Our mission is to help more people and businesses prosper.
WHAT YOU WILL BE DOING
You will join the Preventive Management team, composed of 6 colleagues, focusing on making impactful changes, seeking opportunities, and supporting each other. Working within a global unit with portfolio and indebt file knowledge, you will have a global impact in a diverse and dynamic environment.
As a Model & Forecasting Credit Risk Analyst III, you will manage the riskiest profiles of the SCIB portfolio to detect, prevent, and classify elevated credit risk, protecting clients, the balance sheet, and reputation. This involves engaging with clients, utilizing big data, monitoring market trends, and applying your banking expertise to add value.
We look forward to meeting you!
Key responsibilities include:
* Engaging with risk and Front Office teams globally and locally to manage client risk profiles and provide management solutions.
* Managing the SCIB Global Credit Risk Classification meetings to ensure accurate risk assessments.
* Serving as an expert in restructuring scenarios and their impact on expected credit loss calculations.
* Proactively identifying and acting on opportunities to serve clients and colleagues as risk profiles evolve.
EXPERIENCE
* At least 3 years of experience in banking, specifically in corporate lending.
* Experience in restructuring financing transactions from risk or commercial perspectives.
* Relevant experience may also include risk portfolio management, M&A, or regulatory experience related to corporate lending and default criteria.
EDUCATION
* University degree in Finance, Banking, or Law.
* Courses in credit risk management and corporate finance structuring.
* Additional background that offers a unique perspective and curiosity.
SKILLS & KNOWLEDGE
* Comfort with change and taking initiative.
* Proficiency with Office tools (Excel, PowerPoint, etc.) and risk management systems.
* Fluent in English and Spanish.
* Ability to collaborate within an international team.
OTHER INFORMATION
* Supportive coaching environment and opportunities to learn.
* Focus on results with flexibility in how and where to achieve them.
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