Credit Risk Analyst | Barcelona | Hybrid
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Salary 50k - 60k + bonus
I'm working with a fast-growing fintech lender looking to hire an experienced Credit Risk Analyst.
This is a unique opportunity for someone who enjoys both hands-on underwriting and shaping credit policy.
The successful candidate will play a key role in day-to-day lending decisions while also helping to develop credit policies, decision-making processes, and risk controls that support the continued growth of the business.
Key responsibilities:
- Assess SME financing applications and make lending recommendations
- Review financial information and business performance data
- Develop and improve credit policies and underwriting frameworks
- Monitor portfolio performance and identify emerging risks
- Drive improvements across credit processes, tools and decision-making
- Partner with Commercial, Operations and Product teams
About you:
- Experience in Credit Risk, Underwriting, Credit Assessment, or Lending within SME finance, banking, fintech, or commercial lending.
- Strong understanding of credit policies, underwriting methodologies, and lending processes.
- Experience making or supporting credit decisions within a regulated lending environment.
- Ability to balance risk management with commercial considerations.
- Strong analytical thinking and sound judgement.
- Excellent communication and stakeholder management skills.
We're keen to speak with candidates from SME lending, commercial finance, banking, alternative lending or fintech backgrounds who have experience in credit assessment and underwriting.
Interested? xhfqzwm Get in touch for a confidential conversation.
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