Ebury is a Hyper-Growth FinTech Firm
We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration.
Senior Data Scientist - Fintech
Madrid Office - Hybrid: 4 Days in the Office, 1 Day Working from Home
Ebury seeks a Senior Data Scientist to join our Analytics team. You will collaborate with business stakeholders to gather requirements and deliver data-driven insights that drive growth across multiple verticals.
What We Offer:
* Variety of meaningful and competitive benefits to meet your needs
* You'll have continuous professional growth thanks to our career progression framework with regular reviews
* An equitable process implemented through a performance-based bonus
* Being part of a diverse technology team that cares deeply about culture and best practices, and believes in agile principles
* We are Open Source friendly, following Open Source principles in our internal projects and encouraging contributions to external projects
Responsibilities:
* Drive innovation in credit risk modelling by identifying opportunities for improvement, experimenting with new methodologies, and continuously refining models to enhance accuracy and performance
* Lead the development of predictive models for Credit Risk and Lending, using advanced machine learning techniques and Python in a GCP environment to optimise decision-making and risk assessment
* Leverage Large Language Models (LLMs) to process and analyse unstructured data, enhancing insights and improving credit risk modelling processes
* Collaborate with Data Engineers and Data Analysts to design, build, and deploy scalable data solutions, ensuring seamless integration of models into production and effective delivery to business stakeholders
* Mentor and guide junior Data Scientists, providing technical leadership, reviewing code and models, and fostering their growth and development within the team
Experience and Qualifications:
* Advanced proficiency in Python and experience with machine learning libraries, specifically for building predictive models in Credit Risk and Lending
* Solid understanding of statistical methods and econometric models, with the ability to interpret model results and assess their performance
* Excellent communication and collaboration skills, with the ability to work closely with data engineers, analysts, and business stakeholders to translate complex data insights into actionable business strategies
* Problem-solving and critical-thinking mindset, with the ability to innovate and drive improvements in the credit risk modelling domain
* Leadership and mentoring abilities, demonstrated through experience guiding junior data scientists, providing feedback on models and code, and leading data-driven projects
Would Be Nice To Have:
* Experience with GCP (Google Cloud Platform) tools and services, such as BigQuery, AI Platform, and Cloud Functions, for deploying scalable data solutions
* Strong knowledge of Credit Risk modelling techniques, including probability of default (PD), loss given default (LGD), and exposure at default (EAD), and other risk-related methodologies
* Expertise in leveraging Large Language Models (LLMs) for processing unstructured data, such as text analysis and sentiment analysis, to enhance risk assessment and decision-making
* Proficiency in SQL for querying and managing large datasets, as well as experience working with structured and unstructured data sources
About Us:
Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector. Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 25 countries worldwide. Cultural diversity is part of what makes Ebury a special place to be.
Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies. None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector.
We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future.