Job Title: Senior Business Analyst (Payments & Digital Banking)
Location: Malaga, Spain - Hybrid: 1 Day in Office Every Week
Duration: Permanent
Employment Type: Full-Time
Roles & Responsibilities:
Join a high-impact transformation team driving digital channels and payments modernization across global corporate banking platforms. We're seeking a Senior Business Analyst with strong expertise in ISO 20022, corporate payments, and digital banking integration.
Key Responsibilities
* Lead business analysis for payment transformation and integration projects with Tier-1 banks and multinational corporates.
* Define and document business, functional, and data mapping requirements (BRD, FSD, DDR).
* Work with ISO 20022, CBPR+, SWIFT (MT101/MT199), SEPA message formats.
* Support integration via API, H2H, and SFTP models for corporate-to-bank connectivity.
* Oversee UAT, manage defect triage, and ensure alignment between business and IT.
* Collaborate with architecture, operations, and compliance teams for secure, scalable solutions.
* Lead stakeholder workshops, mentor junior analysts, and drive Agile delivery.
Must-Have Skills
* 7+ years in financial services / payments / cash management / treasury systems
* Hands-on with ISO 20022 XML (pain.001, pain.002, pain.008, camt.052/053/054)
* Familiarity with CBPR+, SEPA, PSD2, TARGET2, and global payment schemes
* Strong in API integration, H2H connectivity, and digital channel UX
* Experience with JIRA, Confluence, ServiceNow, and Agile methodology
* Knowledge of Oracle SQL, Postman, and data mapping
* Excellent communication in English and Spanish
Preferred
* Certifications: CBAP, SAFe, PMP, ITIL, SWIFT Certified Specialist
* Degree in Engineering, Finance, or Business Administration