Experteer Overview In this Lead Credit Manager role, you will steer the team responsible for credit valuation models and risk-based pricing strategies at Revolut. You’ll shape forecasting, KPI governance, and the credit decisioning framework to support rapid global growth. The position sits at the intersection of analytics, risk, and finance, partnering with stakeholders to optimize portfolio performance. You’ll drive market-fit tests and develop tools for local credit teams, influencing product launches and risk controls. This is a chance to have a measurable impact on Revolut’s lending capabilities at scale.Compensaciones / Beneficios
- Lead and optimise credit product valuation models and input assumptions
- Oversee the quarterly credit product forecasting process
- Collaborate with Finance to set and track Credit KPIs
- Define credit decisioning framework aligned with 2nd/3rd line of defence and Finance
- Optimize credit strategies for originations, existing customers, and arrears management
- Develop and test market-fit credit strategies for new products and segments
- Design and analyse champion-challenger tests in pricing and credit limits
- Build analytical tools for local credit teams
- Ensure approvals and ratings meet requirements from second/third line and regulatorsResponsabilidades
- 8+ years in a similar role
- Experience in retail credit risk management (personal loans, credit cards)
- Expertise in credit product valuation models
- Experience with data-driven decision making and large datasets using Python or SQL
- Bachelor in a quantitative/analytical subject
- Ability to extract essence from complex matters and explain it simply
- Understanding of credit policy governance and 2nd/3rd line defence processes
- Appreciation of speed-to-market balancing elegant problem solving with business needs
- Familiarity with credit scoring models for retail productsRequisitos principales
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