Client:
Location:
Job Category:
Other
EU work permit required:
Yes
Job Views:
2
Posted:
27.04.2025
Expiry Date:
11.06.2025
Job Description:
Risks (Chief Lending Officer) is looking for a Corporate Credit Risk Analyst based in our Boadilla office.
WHY YOU SHOULD CONSIDER THIS O ORTUNITY
At Santander, we are key players in transforming the financial sector. Do you want to join us?
Credit risk types include: Risk, Interest Rate Risk, Liquidity Risk, Operational Risk, Reputational Risk. Analyzing and quantifying these risks is crucial for our goal of being a Simple, Personal, and Fair bank. Managing risks from a strategic perspective helps promote sustainable progress for individuals and companies.
Our mission is to help more people and businesses prosper. We foster a strong risk culture where all professionals are expected to proactively and responsibly manage risk.
Santander is committed to equal opportunities regardless of age, gender, disability, civil status, race, religion, or sexual orientation.
WHAT YOU WILL BE DOING
As a Corporate Credit Risk Analyst, you will be part of a team responsible for analyzing credit proposals for discussion at Global Credit Committees and monitoring various credit portfolios (SCIB, Real Estate, Leveraged Finance, Global Sectors). You will also set and monitor risk appetite and create regulatory reports.
Key responsibilities include:
* Analyzing and challenging credit proposals: financial performance, sector analysis, projections, repayment capacity
* Monitoring credit portfolio performance
* Generating periodic reports and helping automate processes
* Controlling risk appetite metrics at group and local levels
* Engaging with local units on credit proposals and portfolio management
* Ensuring proper application of credit delegations by local units
EXPERIENCE
Relevant experience in credit risk analysis
EDUCATION
Business Administration, Data Science
SKILLS & KNOWLEDGE
* Strong learning capacity
* High proficiency in English (minimum level C)
* Analytical skills
* Experience with complex data management, Power BI, and similar tools
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