NEORIS, now part of EPAM, is a Digital Accelerator that helps companies leap into the future. With more than 20 years of experience as Digital Partners to some of the world's most important organizations, we are a multicultural team of over 4,000 professionals across 11 countries. Our culture blends innovation, continuous learning, and a startup mindset to create high-impact digital solutions for our clients.
We are looking for: Junior Business Analyst (Payments)
This is an exciting opportunity to join a high-performing transformation team within one of the world's leading financial institutions. As a Junior Business Analyst, you will support digital and payments for modernization projects that enhance corporate banking services and client integration capabilities.
You will gain hands-on experience in payment systems, ISO 20022 messaging, and financial process automation, while working closely with senior analysts, architects, and operations teams. The role also offers exposure to AI-assisted productivity tools (e.g., ChatGPT, Copilot, and JIRA Rovo) that help streamline documentation, testing, and collaboration.
Key Responsibilities:
* Support business analysis activities for digital payment modernization and system integration initiatives.
* Gather, document, and validate business requirements related to payments, reconciliations, and liquidity processes.
* Translate business needs into functional or technical specifications under the guidance of senior analysts.
* Participate in workshops and stakeholder meetings to capture and clarify requirements.
* Contribute to the definition and execution of User Acceptance Testing (UAT) and help track and report test outcomes.
* Learn to use AI-assisted tools to improve requirement documentation, user story drafting, and report summarization.
* Collaborate with technology, operations, and compliance teams to ensure proposed solutions meet regulatory and business standards.
* Support the continuous improvement of documentation and analysis practices across the transformation team.
Requirements
Mandatory:
* 1–3 years of experience in financial services, ideally in payments, cash management, or treasury operations.
* Basic understanding of payment messaging standards such as ISO 20022 and SWIFT MT.
* Interest in learning bank connectivity models (API, SFTP, Host-to-Host, EBICS) and corporate ERP/TMS integration.
* Familiarity with Agile methodologies and tools (JIRA, Confluence).
* Strong analytical and problem-solving skills, with a proactive learning mindset.
* Excellent communication skills in English and Spanish.
* Openness to using AI-based tools to improve analytical and documentation tasks.
* Awareness of ethical and secure data handling within banking environments.
* Bachelor's degree in Finance, Information Systems, Business Administration, or a related field.
Desirable:
* Exposure to ISO 20022 message formats (pain.001, pain.002, pacs.008, etc.) or message mapping practices.
* Experience with BPMN or basic data mapping.
* Familiarity with SWIFT MyStandards for message validation or documentation.
* Understanding of PSD2, SEPA, or other payment regulatory frameworks.
* Experience with ERP or TMS platforms (e.g., SAP, Oracle).
* Basic skills in MS Excel, Power BI, or SQL for data analysis.
* Strong interest in digital transformation, automation, and continuous improvement.
* Relevant certifications or training (e.g., Agile Fundamentals, BA Foundation, SWIFT Basics) are an advantage.
We offer:
* Permanent contract with a competitive salary.
* Flexible working model.
* Hybryd work
* Personalized career path and continuous learning opportunities (certifications, English programs, etc.).
* Flexible working hours and a strong focus on work-life balance.
* Social benefits adapted to your needs
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