Junior Loan Manager / Junior Credit Risk Manager (m/f/d)
Deutsche Pfandbriefbank AG (pbb) is an international specialist commercial bank with over 800 employees from 37 countries, offering a wide range of financing and investment solutions across the real estate value chain. Our aim is to contribute to a more sustainable world of real estate.
Position Location: Madrid
Your tasks
* Prepare loan applications from a market perspective related to transactions concerning our German market.
* Conduct in‑depth cash flow analyses and ratings, ensuring every deal aligns with the bank's credit risk strategy.
* Act as a contact for our clients together with Originators and Senior Loan Managers.
* Support in managing relationships for both new business opportunities and our existing German portfolio.
* Participate in Condition Precedents (CP), Condition Subsequents (CS) and disbursement processes, as well as structuring and monitoring collateralisation.
* Perform ongoing risk and portfolio monitoring to ensure long‑term stability and maintain data quality in our systems.
* Support strategic projects and cross‑functional initiatives.
How to convince us
* Completed university degree in business administration, economics, real‑estate management or comparable knowledge acquired through practical experience (e.g., banking apprenticeship, banking specialist).
* Initial experience in credit risk management, preferably in real‑estate, corporate finance, structured finance, or investment banking.
* Basic knowledge of the German real‑estate market.
* Basic knowledge of complex financial structures and risk management.
* Knowledge of MS Office and basic knowledge of databases (SAP).
* Fluent English and very good German skills; additional skills in another European language are an advantage.
* Project experience is an advantage.
We live our values and expect the same attitude from our employees. Together, we are future‑oriented, reliable, and collaborative.
What you can expect
* Compelling compensation and great benefits
* Family‑friendly working conditions with at least two days remote working
* Attractive, easy‑to‑reach locations
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