**About TF Bank**
TF Bank is a forward-thinking financial institution specializing in credit card and payment solutions. With a strong Nordic heritage and a proven track record in operational efficiency and profitability, we are now targeting our credit card business towards Southern Europe, focusing on Spain and Italy. This is a rare opportunity to lead and build a business with all the preconditions for becoming a serious contestant in its niche within five years.
**What We Offer**
- A unique opportunity to **lead a start-up operation** in two major European markets with significant growth potential.
- ** Freedom, responsibility, and trust** to shape and drive the business.
- Full support from colleagues across the TF Bank Group and reliable shared services.
- A chance to work in a Scandinavian business culture that values **efficiency, innovation, and results**.
- Hands-on involvement in creating and running a scalable, high-performance business in Southern Europe.
**Your Responsibilities**
As the Regional Manager, you will:
- ** Lead** TF Bank’s credit card business in Spain and Italy, serving as the chief architect of our Southern European business strategy.
- Actively **develop the business from the ground up**, ensuring profitable organic growth with a lean, efficient structure.
- Build and nurture relationships with local partners, regulators, and key stakeholders.
- Recruit and manage a **small, high-performing local team**, scaling operations as the business grows.
- Be a key stakeholder for operational activities, including compliance, marketing, and product development, while utilizing group-level shared resources and external experts as needed.
- Drive **market entry and scaling strategies** for both Spain and Italy, tailoring offerings to meet market-specific consumer needs.
- Collaborate with TF Bank Group’s leadership to execute projects, share best practices, and contribute to the company’s overall success.
**What We’re Looking For**
We are searching for a highly driven and entrepreneurial professional with the following qualifications:
- Experience in **credit cards.**:
- A **hands-on mindset** with the ability to work independently and thrive in a start-up-like environment.
- Proven track record in **building and scaling businesses**, particularly in financial services.
- Solid understanding of the **Spanish and Italian markets,** including regulatory landscapes, credit risk and customer behavior.
- Strong commercial acumen with experience in **business development, partnerships, and team management.**:
- Fluency in **English** and at least one local language (**Spanish or Italian**) is required.
- ** Location**:Málaga **(in office policy)**
**Why Join TF Bank?**
At TF Bank, we pride ourselves on:
- ** Operational efficiency and adaptability.** We make decisions fast, take calculated risks, and embrace innovation.
- Access to **state-of-the-art technology and expertise** from our group and regional teams.
- A focus on **local market customization** to ensure we meet consumer needs effectively.
- A proven history of success across the Nordics, Germany and Baltics.
**How We Operate**
Our approach to growth is pragmatic and scalable:
- Begin with a lean structure (you as Regional Manager and a small local team) and expand as the business develops.
- Utilize group-level shared resources for IT, analytics, and back-office functions.
- Collaborate with external experts for specialized areas like Compliance and Legal to ensure high-quality operations without unnecessary overhead.
- Outsource non-critical functions to maintain focus on core developments and scalability.
**Why You’ll Succeed**
- ** Market potential**: Spain and Italy offer significant opportunities in the consumer credit card market.
- ** Efficient execution**: We prioritize making decisions quickly and experimenting with innovative solutions.
- ** Supportive environment**: TF Bank’s group-level expertise and resources enable seamless market entry.
**Next Steps**
If you’re ready to lead this exciting venture and shape the future of TF Bank in Southern Europe, we’d love to hear from you.
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