UST is looking for the very Top Talent...and we would be delighted if you were to join our family! More in details, UST is a multinational company based in North America, certified as a Top Employer and Great Place to Work company with over 35.000 employees all over the world and presence in more than 35 countries. We are leaders on digital technology services, and we provide large-scale technologic solutions to big companies What are we looking for? We are looking for a Business Analyst, with experience in Payments, working close to one of our main clients in banking sector. We are seeking a Senior Business Analyst with extensive experience in digital channels, banking payments, corporate cash management, and payment integration frameworks (e.g., ISO 20022, CBPR+, SWIFT, MT101, SEPA). Main tasks and accountabilities will be:
You will work closely with general banks, corporates, and internal product and IT teams to design, document, and support mission-critical payment integration solutions. Act as the senior business analyst for large-scale payment transformation and integration projects involving Tier-1 banks and multinational corporates. Drive functional analysis for integration between global digital channels and banking systems using, ISO 20022 (pain.001/Pain008/pain.002, CAMT55, CAMT29, CAMT53, CAMT52, etc), MT101, MT199 and API/H2 H models. Define and execute UAT test cases, and oversee defect triage and resolution. Gather, validate, and translate business requirements into functional specifications with an emphasis on payments, reconciliations, and liquidity management. Collaborate with IT architects, payment operations, and compliance teams to deliver secure, scalable, and compliant solutions. Lead workshops with senior stakeholders and external partners to define business processes and operating models. Support change management and training initiatives across the organization. Mentor junior analysts and lead cross-functional analysis efforts across payment and integration projects. Represent Business Analysis in strategic transformation steering committees.
What UST expects from you?
7+ years of experience in financial services with at least 4 years focused on international payments, corporate cash management, or treasury systems. Proven expertise with ISO 2022 XML formats (pain.001, pain.002, pain.008, camt.053, camt.052 etc ). Strong understanding of bank connectivity models: API, H2 H (Host-to-Host) and SFTP. Solid experience with ISO 20022 migration and CBPR+ message schemas. Extensive knowledge in user experience design for web portals and mobile apps Familiarity with regulatory frameworks such as PSD2 and global payment schemes (TARGET2, T2 S) Experience working in Agile environments (JIRA, Confluence). Hands-on experience in business process modeling and data mapping. · Ability to write and review functional specifications, user stories, BRDs and DDRs. Ability on usage of JIRA, Service Now and AI tools Knowledge of relational databases (Oracle) and web services (Postman) Bachelor's degree in Computer Engineering, Finance, Business Administration or a related field (Master's preferred). Good english level (C1) you will be working with international teams. Good spanish level.
Work location Hybrid Málaga. Work schedule Hybrid Málaga. 3 days a week in the office. What can we offer? 23 days of Annual Leave plus the 24th and 31st of December as discretionary days! Numerous benefits (Health Care Plan, teleworking compensation, Life and Accident Insurances). `Retribución Flexible ́ Program: (Meals, Kinder Garden, Transport, online English lessons, Health Care Plan...) Free access to several training platforms Professional stability and career plans UST also, compensates referrals from which you could benefit when you refer professionals. The option to pick between 12 or 14 payments along the year. Real Work Life Balance measures (flexibility, WFH or remote work policy, compacted hours during summertime...) UST Club Platform discounts and gym Access discounts If you would like to know more, do not hesitate to apply and we'll get in touch to fill you in details. We are waiting for you! In UST we are committed to equal opportunities in our selection processes and do not discriminate based on race, gender, disability, age, religion, sexual orientation or nationality. We have a special commitment to Disability & Inclusion, so we are interested in hiring people with disability certificate.